Nearly 300 investors, entrepreneurs and policymakers gathered at the Yacht Club de Monaco on 19th March for the fifth edition of the Monaco PropTech Symposia, an annual forum organised by Monaco’s government to track how technology is transforming the global property industry.
The event, held under the theme ‘PropTech: Accelerator of Innovation & Growth in Real Estate’, brought together some of the sector’s leading voices to assess both where the market stands and where it is heading.
While previous editions had largely celebrated the arrival of new technologies, this time, the conversation was about real world impact. The main question was: how are these tools now actively changing how property is built, bought and managed?
Nearly $45 billion and counting
Real estate technology attracted $44.81 billion in global investment in the 2024–25 financial year, according to the annual Real Estate Tech Barometer produced in partnership with ESCP Business School.
To put that in context, the entire sector raised less than $10 billion a year before 2018.
Artificial Intelligence featured heavily in discussions, with speakers pointing to practical applications already in use: tools that can predict property values with high accuracy, software that automates buffing management, and platforms that speed up mortgage approvals from weeks to hours.
A new way to spot opportunities
One of the centrepieces of this year’s Barometer is a new analytical tool: the Real Estate Tech Market Penetration Opportunity Index, developed by the ESCP team in Monaco.
Professor Jaime Luque, who directs the Monaco Real Estate Tech Innovation program, explained to Monaco Life what it offers. “You pick a technology, pick a country, and I will tell you the opportunity for your company to penetrate that market — in terms of competitors, the industry, innovation. We have already incorporated around 200 technology niches, and next year it’s going to be the whole world.”
In plain terms, the index helps investors understand whether a given technology in a given country is still wide open or already crowded. For example, early findings point to France and Germany as strong opportunities for AI-driven property valuation, while France and the UK lead for digital mortgage platforms.
The symposium was organised by Monaco’s Interministerial Delegation for Digital Transition. Speakers included Miguel Nigorra, Partner and Head of Europe at Fifth Wall, one of the most active real estate technology investors globally, alongside Ahmed Mahil, chief executive of construction technology firm LUYTEN 3D, and Jesse Witkowski, founder of DFX.
The event was opened by Ludmilla Raconnat Le Goff, the delegate responsible for attractiveness at the Minister of State’s office, who framed innovation as central to Monaco’s appeal to international business. Pascal Rouison, head of the digital transition delegation, closed proceedings
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Main photo credit: Stéphane Danna, Communication’s Department